زبان انگلیسی

انگلیسی در ۶ دقیقه – بحران اعتبار

یادگیری زبان با روز 6 دقیقه تمرین

لطفا به این شش دقیقه صوت گوش نموده و همزمان متن زیر را مرور نمایید ، هر بخش را که متوجه نشدید صورت را متوقف نموده و یا به عقب برگردانید

به خاطر داشته باشید این صوت مربوط به سطح متوسط می باشد و احتمالا برای سطح ابتدایی کمی دشوار است

Callum: Hello I’m Callum Robertson and with me today for 6 Minute English is Jackie
Dalton – hello Jackie.
Jackie: Hello Callum.
Callum: Now Jackie, I’m going to play you something and I wonder if you can guess
what is being talked about. This is Ian Macwhirter, who’s a political
commentator:
Ian Macwhirter
The thing is that this is a bubble, and all bubbles eventually burst, and when they burst a lot of
people get hurt.
Jackie: Well you gave me a clue when you said that he’s a political commentator – so
it’s something to do with politics…
Callum: Well yes and no, really – not exactly politics, but certainly politics are involved.
Jackie: Can I listen again?
Callum: Of course. Here’s Ian Macwhirter again
Ian Macwhirter
The thing is that this is a bubble, and all bubbles eventually burst, and when they burst a lot of
people get hurt.
Jackie: Well I guess it’s to do with the economy and the one thing that comes to mind
at the moment is the housing market.
Callum: Exactly right well done. He was talking about the state of the housing market
in Britain. Can you explain what he means when he says ‘it’s a bubble and it’s
going to burst’?
Jackie: The price of property in Britain has been growing very quickly for over a
decade now. Prices have risen far far higher than salaries. So this increase in
prices happened in a strong economic period, but now things are not so good in
the economy and the prediction is that prices will fall again very quickly.
Callum: Exactly, I’m going to try and demonstrate this now. I have a balloon here, and
as I start blowing it gets bigger, and bigger, and bigger but it can’t go on
getting bigger for ever, at some point it becomes too big and it bursts. So that’s
what’s happened to the housing market in Britain. Prices have got so high, they
couldn’t get any higher and the bubble has burst – prices are coming down.
Jackie: You would think that would be good news because it means that houses would
become cheaper, more affordable.
Callum: It’s good if you want to buy, but for those who want to sell it means their house
might not be worth as much as they paid for it – this can lead to a lot of
financial difficulty – the hurt that Ian Macwhirter referred to. This situation is
known as ‘negative equity’, ‘negative equity’. Effectively this means your
property is worth less than you paid for it. Ian Macwhirter had a warning about
this – but who was his warning for, listen and find out.
Ian Macwhirter
I think particularly first time buyers really need to be warned that if you buy anywhere now
you’ll be in negative equity within about a year, eighteen months.
Callum: So Jackie, who needs to be careful.
Jackie: Well he talked there about ‘first-time buyers’. ‘First-time buyers’. A first-time
buyer is someone who hasn’t owned a property before and so therefore is
buying a house for the first time.
Callum: That’s right, lets’ listen to Ian Macwhirter again
Ian Macwhirter
I think particularly first time buyers really need to be warned that if you buy anywhere now
you’ll be in negative equity within about a year, eighteen months.
Callum: So Jackie, talking about this issue, what about you? Do you own a house or do
you rent?
Jackie: I rent, I would love to be able to own a house but as we know in London it’s
very very very expensive and it’s actually hard to buy your first house.
Callum: It is, it’s very hard and it’s very difficult to get that first ‘rung’ on the ‘property
ladder’. Now the ‘property ladder’ is what everybody talks about. What does
that mean?
Jackie: It’s kind of the idea that once you’ve bought your first house, after that, if you
want to move again, you’re going to need extra money to buy a nicer house. So
once you’ve bought your first one you can sell that, take the money from it and
move up into a bigger or nicer house which costs more money.
Callum: Yep, so it’s like a ladder, you keep going up and up and up. But it’s very
difficult to get that first step on to the property ladder.
Now one thing that people are talking a lot about this moment, it’s like a new
expression that’s come into the language, and it’s the ‘credit crunch’. Have you
heard this expression Jackie?
Jackie: Yes, it’s been on the news all the time, hasn’t it?
Callum: Absolutely, you can’t listen to a programme, you can’t turn over a newspaper
without seeing the expression ‘credit crunch’. What does it mean though?
Jackie: Well a ‘credit crunch’ is a period when it’s very difficult to get credit and the
interest rates are very high because the banks are scared of losing money. So
it’s not really a new phenomenon but the term is very new in everyday
vocabulary.
Callum: I did a search of the BBC website and Jackie, when do you think the first use of
this term I came across was? Was it in January 2007, June 2007 or December
۲۰۰۷?
Jackie: I think I can make a good guess at this one. I think it was June 2007 because
that’s when this all started up again and it became big in the news.
Callum: Exactly, well done. The answer is indeed June 2007. Now that won’t be the
first time that term was ever used, but it was the first reference to it that I could
find on the BBC website! Maybe you can find an earlier one. It did exist as a
term known and used by economists but now everyone knows it. It’s like a new
expression that’s been born in our lifetime! And as you said it does seem to be
in the headlines everyday.
Well that’s all the time we have time for this programme, but do join us again
for another 6 Minute English soon. Goodbye
Jackie: Goodbye.

دیدگاهتان را بنویسید

نشانی ایمیل شما منتشر نخواهد شد. بخش‌های موردنیاز علامت‌گذاری شده‌اند *

8 + 16 =